Buy To Let Mortgages

Buy To Let Advice

Here at Bradshaw Financial our property investment consultants have got the experience and the expertise to guide you through the maze of decisions and options that face you when entering the property investment market. They can help you build a strategy that is realistic for you and meets your specific requirements. Once you have agreed a plan of action they can then, if you wish, be there to provide help and support in carrying it out. They say 'Knowledge is Power' and it is true. Book an appointment with one of our consultants and make sure you are fully equipped to win in the competitive property investment market.
As part of our service we work out the value of you buy to let investment, an example of the data you will recieve from us, will be explained & talked through is shown below.

Calculator

Property Value £110,000
Expected Monthly Rent £625
Actual Mortgage Interest Rate 4.5 %
Maximum Loan To Value (LTV) % 70 %
Mortgage Interest Cover 125 %
Results
Annual Rent £7,500
Adjusted Annual Rent For Mortgage Calculation £6,000
Maximum Loan Advance ignoring the Rental Income £77,000
Maximum Loan Advance based on Rental Income Maximum Loan Advance based on Rental Income £133,333
Maximum Loan Advance Possible £77,000
Actual Loan to Value (LTV)% 70.0%
Deposit (investment) Required £33,000
Monthly Mortgage Repayment Amount (Interest Only) £289
Gross Annual Profit After Payment of Mortgage Interest £4,035
Gross Annual Investment Return (%) (ROI) 12.2%

Bradshaw Financial Solutions Ltd is an appointed representative of Intrinsic Mortgage Planning Ltd and Intrinsic Financial Planning Ltd which are authorised and regulated by the Financial Services Authority. Registered address: 82 The Causeway, Thorney, Peterborough. PE6 0QQ. Registered in England & Wales. Registered Number 07341500. Bradshaw Financial Solutions limited charge a fee of A fee of £499 that is payable on the completion of your mortgage. There is never a fee for arranging insurance business. Ask an adviser for details.

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